XML document from ServletContext resource [/WEB-INF/applicationContext.xml] is invalid

이렇게 오류가 발생한다면?

09-Aug-2021 00:08:07.900 INFO [RMI TCP Connection(3)-127.0.0.1] org.springframework.web.context.ContextLoader.initWebApplicationContext Root WebApplicationContext: initialization started
09-Aug-2021 00:08:08.165 SEVERE [RMI TCP Connection(3)-127.0.0.1] org.springframework.web.context.ContextLoader.initWebApplicationContext Context initialization failed
    org.springframework.beans.factory.xml.XmlBeanDefinitionStoreException: Line 32 in XML document from ServletContext resource [/WEB-INF/applicationContext.xml] is invalid; nested exception is org.xml.sax.SAXParseException; lineNumber: 32; columnNumber: 105; The reference to entity "useSSL" must end with the ';' delimiter.
        at org.springframework.beans.factory.xml.XmlBeanDefinitionReader.doLoadBeanDefinitions(XmlBeanDefinitionReader.java:405)
...[생략]...
        at java.base/java.lang.Thread.run(Thread.java:834)
    Caused by: org.xml.sax.SAXParseException; lineNumber: 32; columnNumber: 105; The reference to entity "useSSL" must end with the ';' delimiter.
        at java.xml/com.sun.org.apache.xerces.internal.util.ErrorHandlerWrapper.createSAXParseException(ErrorHandlerWrapper.java:204)
...[생략]...
        at org.springframework.beans.factory.xml.XmlBeanDefinitionReader.doLoadBeanDefinitions(XmlBeanDefinitionReader.java:393)
        ... 59 more

    <bean id="dataSource" class="org.springframework.jdbc.datasource.DriverManagerDataSource" >
        <property name="driverClassName" value="com.mysql.cj.jdbc.Driver" />
        <property name="url" value="jdbc:mysql://localhost:3306/test?serverTimezone=Asia/Seoul&useSSL=false" />
        <property name="username" value="testusr" />
        <property name="password" value="testusr@100420" />
    </bean>

<property name="url" value="jdbc:mysql://localhost:3306/test?serverTimezone=Asia/Seoul&amp;useSSL=false" />